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HK End-1Q Estimated No. of RMLs in Negative Equity at 40,741 Cases, Up 6.1% QoQ
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The Hong Kong Monetary Authority announced today the results of its survey on residential mortgage loans (RMLs) in negative equity at end-March 2025.

The estimated number of RMLs in negative equity was 40,741 cases at end-March 2025, as compared to 38,389 cases at end-December 2024.

These cases were mainly related to bank staff housing loans or RMLs under mortgage insurance programme, which generally have a higher loan-to-value ratio.
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